SMC Mortgages was built to help borrowers who are often overlooked by traditional financing models.
We specialise in self-employed borrowers, complex income structures, real estate investors, and clients who have been declined by major banks.
We Don’t Just Submit Mortgage Applications — We Structure Them for Approval
Our Area of Expertise
• Self-Employed Mortgages
• Alternative Lending Solutions
• Investment Property Financing
• Mortgage Refinancing
• Corporate Borrower Structuring
• Private Mortgage Solutions
Every file is different. Our process focuses on understanding your income structure, financial goals, and long-term strategy to position your application effectively with the right lender.
We take pride as Licensed Mortgage Professionals Serving Ontario Through TCG Lending Centres Ltd.
begin a conversation
Share the basics of the file. A response — including initial lender direction, document requirements, and realistic timing — within one business day.
For active offer files with tight closing windows, call the direct line below for same-day assessment.
DIRECT LINE · PRANAY SEHGAL
(647) 562-4044
Mon–Fri 9am–7pm · Sat 10am–4pm · Active files: anytime