Pranay S Sehgal is the founder of SMC Mortgages, Powered by TCG Lending Centres, and a trusted Mortgage Broker in Ontario specializing in residential mortgages, mortgage refinancing, self-employed mortgage solutions, investment property financing, and alternative lending strategies.

Known for delivering personalized mortgage solutions and strong client-focused service, Pranay works closely with home buyers, homeowners, real estate investors, and business owners to help them secure the right financing options based on their unique financial goals. His expertise includes mortgage pre-approvals, debt consolidation, home equity take-outs, renewals, refinancing, private mortgages, and complex income structuring for self-employed clients.

With experience across both traditional banking and broker lending channels, Pranay has developed a strong reputation for solving difficult mortgage situations and helping clients navigate the mortgage process with confidence. Whether clients are purchasing their first home, refinancing to improve cash flow, consolidating debt, or expanding their real estate portfolio, his approach remains strategic, transparent, and solution-oriented.

Pranay is recognized for his ability to structure mortgage approvals in complex scenarios involving self-employed income, multiple properties, credit challenges, and alternative financing needs. By working with a wide network of lenders across Canada, he helps clients explore competitive mortgage rates and financing solutions tailored to their situation.

What truly sets Pranay apart is his commitment to long-term relationships and honest advice. He believes every mortgage should support a client’s bigger financial picture — not just the immediate transaction. His business continues to grow through referrals, repeat clients, realtor partnerships, and strong community relationships built on trust, responsiveness, and results.

Through SMC Mortgages, Pranay’s mission is simple:

to provide smart mortgage advice, reliable financing solutions, and a smooth client experience from application to closing.

Anmol Rai is a Mortgage Agent Level 1 with 9 years of experience in the Canadian banking industry, having worked with some of Canada’s most recognized financial institutions. With a strong foundation in lending, client relations, and financial solutions, Anmol is dedicated to delivering a refined and personalized mortgage experience built on trust, professionalism, and results.

Known for a detail-oriented and client-focused approach, Anmol works closely with clients to provide strategic mortgage solutions tailored to their unique financial goals. Whether assisting first-time buyers, homeowners refinancing, or real estate investors, Anmol is committed to making the financing process seamless, transparent, and efficient.

Combining industry knowledge with exceptional service, Anmol takes pride in building long-term relationships and helping clients confidently navigate one of life’s most important financial decisions.

Working with a wide network of lenders across Canada, Anmol helps clients explore competitive mortgage rates and financing options designed to suit their individual circumstances. From straightforward approvals to more complex financing situations, the focus is always on finding solutions that align with each client’s long-term financial goals.

Anmol’s mission is to simplify the mortgage process by providing clear guidance, tailored financing strategies, and dependable support every step of the way — helping clients make confident financial decisions with ease and peace of mind.